Lower-income families in health plans with high deductibles are more likely than higher-income families to delay or skip medical care in order to avoid paying for it out-of-pocket, a new study found. In fact, nearly one-half of all families, from a variety of income levels, who were enrolled in high-deductible health plans (HDHPs) reported they didn’t receive a recommended medical service in the past six months because of the cost. By comparison, an earlier study found that 20% of the general U.S. population had reported delaying or missing care in the past year. […] Researchers predicted that lower-income families would have a harder time understanding their health plans than families with higher incomes. However, that was not the case.
Health Insurance =/= Health Care
Being Poor =/= Being Confused