I’ve been a PayPal user for years. I’ve never really had a problem with them until the past couple of weeks. I was trying to pay for a piece of Software and my hosting fees for the month with my credit card via PayPal. It ended up charging on Instant Transfer, which pulled from my bank account. I only had $11 in the bank account. I began calling around to fix it, but it was too late, I had gotten 2 $35 NSF fees, putting me in the red. I finally got PayPal to agree to write a letter to get my bank to refund the fees. (I got $13 of the $70 back.) Unfortunately, they continued to charge the bank, so I continued to get more $35 NSF charges. I know the bank won’t refund the money, and I can’t get PayPal to stop trying to use that bank account. I’ve called, emailed, etc. Nothing works. They keep saying that there is nothing that they can do.
I’m sorry, but that has to be crap. I can’t remove the bank account. I can’t switch the funding source. I can’t do anything. I just have to let them keep charging me. I’ve sent an email to my bank to have them stop payments, which will be another $30. By the time my checks come from SSA next month, I will barely have enough money to buy a bottle of water.